Special Announcement

Since 1939, Pacific Transportation Federal Credit Union (PacTrans) has remained steadfast in its mission to provide you with excellent member service while bringing you and your family the highest possible value for your membership. Our commitment to this mission remains unwavering. That’s why we’re pleased to share exciting news that the Board of Directors of PacTrans has unanimously voted to pursue a merger opportunity with Credit Union of Southern California (CU SoCal).

Together, PacTrans and CU SoCal would provide you with the exceptional personal service you’ve come to expect, add even greater conveniences, and offer a more comprehensive portfolio of financial products to better serve you today and in the future. Plus, your money would remain safe and sound and federally insured through the National Credit Union Share Insurance Fund (NCUSIF), a U.S. Government Agency.

This is a very important milestone in our credit union’s history, and we are extremely pleased about the many benefits our united organization would bring you.

Key Benefits

  • Greater Convenience.

In addition to our four branches in Colton, Fontana (shared with CU SoCal), Fullerton (shared with CU SoCal), and Gardena, you would immediately gain CU SoCal branches in Anaheim, Brea, City of Industry, Costa Mesa, Covina, El Monte, Fontana, Fullerton, Garden Grove, La Habra, three locations in Los Angeles, Ontario, Orange, Pomona, and three locations in Whittier.  You would gain Saturday branch service hours at most new branches as well as at the telephone service center. Plus, you would continue to have access to nearly 30,000 CO-OP Financial Services surcharge-free ATMs, more than 5,000 shared branches, and 2,000 self-service locations in all 50 states, Puerto Rico, Guam, and military bases around the globe.

  • Broader portfolio of products and services.

We are excited that our partnership would provide you with additional products and services to deliver higher-value solutions. Our expanded line of services would include free financial education workshops, ApplePay®, Zelle® a wide variety of loan products including credit-builder auto loans, investment services, an automatic pre-approval for a $1,500 personal loan, and commercial lending to better meet your growing and diverse financial needs. Not to mention, robust online platforms including a highly rated mobile banking app with mobile check deposit.

Our Legacy

Unlike bank mergers designed to make money for stockholders, this exciting opportunity will enhance the value of your credit union membership. By partnering with CU SoCal now, we will preserve our service legacy while adding convenience and a comprehensive portfolio of financial products and services to best serve you today and well into the future. Plus, all of PacTrans staff would be offered employment with the new credit union; therefore, you will continue to see the same friendly faces in our branches that you do today.

Our Promise

We know that it is your continued support and loyalty that determines our success as your financial services provider. We assure you that you have been and would remain our primary focus. Our plan in strategically integrating our two healthy credit unions is to deliver you higher-value solutions as well as enhance technologies and operating efficiencies for long-term success. If approved, the teams will work diligently to help ensure a smooth transition of your accounts and maintain the highest level of service.

What’s Next?

We are now seeking regulatory approval of our merger proposal. If approved, you will be asked to vote on the partnership by mail or at a special member meeting. We will keep you updated on our progress.

Please review the “Questions and Answers” brochure for additional details about this exciting opportunity. If you have any questions about what this proposed merger means for you, please call us at (424) 233-3091. We welcome your questions, comments, and feedback.

Thank you for your loyal and continued support.

John Yettaw

Board Chairperson