Fees & Service Charges
Effective August 1, 2019
| Payment Product Fees |
| Cashier Check Fees (waived if share balance over $10,000) |
$5.00 each |
| Share Savings Accounts |
| Below Minimum Share Balance Fee |
$4.00 |
| Monthly Share Account Maintenance Fee (below daily minimum of $100) |
$4.00 |
| Excessive Withdrawal Fee (in excess of 2 per calendar month) |
$2.00 each |
| Second Chance Share Account |
$7.50 month |
| Exceeding Reg-D Transaction Fee |
$5.00 each |
| Share Draft Checking Account Fee |
| Over-The-Phone-Check Withdrawal |
$2.00 each |
| Stop Payment Fees |
| Stop Payment |
$25.00 each |
| Stop Payment of Corporate/Teller Check |
$25.00 each |
| Re-Deposit of Official/Corp. |
$5.00 each |
| Wire Transfer Fees |
| Domestic Incoming |
$25.00 |
| Domestic Outgoing |
$25.00 |
| International Incoming |
$25.00 |
| International Outgoing |
$25.00 |
| Club Account Fees |
| Early Withdrawal from Holiday Club (between February 1st and October 31st) |
$15.00 each |
| ATM Cards |
| ATM Withdrawal at non CO-OP ATMs |
$2.00 each |
| ATM/Debit Card Replacement Fee |
$7.00 each |
| RUSH ATM/Debit Card or PIN Replacement Fee |
$25.00 each |
| ATM/Debit Card PIN Reissue Fee |
$5.00 each |
| ATM Deposit Correction / Empty Envelope Fee |
$10.00 each |
| Point-of-Sale (PIN Based Only) |
$0.50 each |
| Check Cashing Fees |
| Non-Member Check Cashing Fee |
$5.00 each |
| Collection Fees |
| Check/Draft Collection Fees |
$15.00 each |
| Return Deposit Item |
$30.00 each |
| Credit Card Fees |
| Late Fee (each monthly statement cycle) |
$20.00 |
| Overlimit Fee (each monthly statement cycle) |
$0.00 |
| Return Check Fee |
$25.00 |
| RUSH fee |
$0.00 |
| Deposit Service Fees |
| Escheats Notice Fee |
$2.00 |
| Inactive Account (after 12 months of no activity) |
$2.00 |
| Account Closure Fee (within 12 months of opening) |
$15.00 |
| Re-Open Account Fees (within 90 days of closing) |
$10.00 |
| IRA Fees |
| IRA Annual Maintenance Fee |
$10.00 |
| Miscellaneous Services |
| Garnishment/Levy/Lien |
$25.00 each |
| Address Correction/Return Mail |
$5.00 |
| Incorrect Social Security/Tax ID |
$50.00 Annually |
| Express Mail Services (next business day) |
$20.00 |
| Express Mail Services (next business morning) |
$30.00 |
| Encoding Errors on Checks from non-standard providers |
$10.00 per check |
| Manual Payment/Item Clearing |
$10.00 per item |
| Copy of Statements |
$2.00 each (free online) |
| Account History Printout |
$3.00/month (free online) |
| Verification of Deposit |
$5.00 |
| Response to Subpoenas |
$20.00/hour (min. $20.00) |
| Photocopy Services (non credit union documents) |
$0.50 per page |
| Fax Services |
$3.00 per page ($0.50 after per page) |
| Statement Fee (waived if enrolled into e-statements. Not applicable to members under 18 years old or members 65 and older) |
$2.00 per statement cycle |
| NSF/Overdraft |
| Non-Sufficient Fund (NSF) |
$30.00 each |
| Overdrawn Fee |
$25.00 each |
| Courtesy Overdraft Privilege Fee |
$30.00 each |
| Overdraft Transfer Fee |
$4.00 each |
| Research & Reconciliation fees |
| Account Balance and Reconciliation |
$25.00 per hour |
| Lending |
| Loan Documentation Fee (Secured Loans) |
$70.00 |
| Skip-a-Payment Fee |
$60.00 |
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