Access 30,000 surcharge-free CO-OP Network ATMs
Your Union Pacific “A Division of Pacific Transportation Federal Credit Union” ATM card will give you surcharge-free access at more ATMs than even the largest U.S. bank. With more than 30,000 surcharge-free ATMs, your money is always nearby.
Online: Visit our ATM Locator
Toll-free: Call 888.SITE-COOP
Mobile device: Text message your location (address, intersection or zip code) to 692667 (MYCOOP) and you’ll receive a response within 30 seconds.
Your Credit Union ATM/Debit Card
- No annual fee
- Access your UPCU savings and checking accounts
- No interest charges because funds are deducted from checking
- 24-hour access at ATM locations
- Surcharge-free transactions at 30,000 ATM locations
- ATM deposits available at select CO-OP Network ATMs
- Some financial institutions may charge a fee to use their ATM.